Basic Income App

$25.00 every 5 years with a 30-day free trial

The UniServEnt Basic Income App is a tool for a general understanding of the nature of capital accounting—national & international, public & private, stocks & flows—and of the structural changes to such accounts generated by claims of entitlement to that capital.

Pricing is for a one time payment for access to this site in perpetuity.


The UniServEnt Basic Income App is created as a Filemaker Pro database and reporting solution. If you have an active licensed copy of Filemaker version 12 or above, you can download a copy to your desktop and operate the file in guest mode. If you have an iPad or iPhone, you can download the app directly to you device. You will need to download a free copy of FileMaker Go 18 to your device from the Apple app store as well, navigate to the UniServEnt Basic Income App, and open the app from within FileMaker Go 18. The setup for this product is for 3 downloads per purchase and is included in a year Political Economy and the three higher tier memberships. I am open to serious inquiries for other arrangements that will result in the dissemination of this important information.

Universal Basic Income for all as a right is a necessity in a global free market of just-in-time production, because valuation of human labor of any abundant skill set is reduced to a fungible level of immediate-living-cost-only by the market. It cannot provide the private individual capital requirements for long term educational, medical, retirement, or emergency financial needs as is seen and felt during the current COVID-19 pandemic. This necessity will only become more clear with a certain resurgence of automation in the workplace as the pandemic dissipates.

This is not an indication of moral failure on the part of those with such skill sets that are displaced by those markets, but it does represent such failure on the part of those with avaricious motivations that refuse to recognize the idiocy of the ongoing decimation of the public realm. Reporting on analysis of the structural changes to capital stock and flows in the economy brought on by policy trends in the past 50 years, as this app attempts to show, of the three methods for funding and maintaining public capital through taxation, borrowing, or direct fiat currency creation, only the latter can address this need in a manner that can stem the current political acrimony by avoiding the expropriation of private productive wealth feared by the right and otherwise needed by the urgent needs of the left. Judicious use of fiat electronic currency can provide the liquidity mandated to Congress in the constitution in Article 1.8.5, but currently allocated to private banking interests by default as a result of institutional idiocy championed by amateurs.

Those who care about fostering both social justice and private enterprise, and we can do both, would do well to study this app and The Browser Economy and the I.8.5+V Initiative at the UniServEnt website and in the UniServEnt button at the top of the UniServEnt Basic Income App.

The UniServEnt Basic Income App is a tool for a general understanding of the nature of capital accounting—national and international, public and private, stock and flows—and of the structural changes to such accounts generated by competing claims of entitlement to that capital. The politically biased struggle over entitlement to the stock and flows of capital lies at the heart of this matter—stock or existing stores of productive capacity and flows or the current production of goods and services for immediate consumption or for deferred consumption as capitalization, of new or replenished capacity for future production.

The foundation of a study of political economy is simple for a materialist—the consumption of natural resources by human beings. For an essentialist, a person with an understanding of transcendent Life, that foundation is simpler and yet more profound—the consumption of God-given natural resources by divinely endowed human beings. The first of these may have heart, but the second must have heart if it is to make sense, because it must align that study with a transcendent purpose. For a theist the imperative of such study should be an affirmation of the axiomatic and conditional truths suggested by investigation, and the operational motivation should be one of charity for all.

The materialist view does not preclude a heartfelt approach, but it does not compel it, and there is an obvious current of, thought that is motivated by a Darwinian view of political economy, in the worst case as a gaming, winner take all approach toward finance. This is true of the individualist laissez-faire capitalist who thinks it best to privatize all capital and of the collectivist utopian socialist who would like to make all capital communal. As with any Goldilocks looking for a chair, the middle seat is just right.

Understanding capital starts with an understanding of consumption, of using things. The most fundamental thing to use, to consume, is the very private flow of mother’s milk and by symbolic implication, all survival needs. The mother, the father, the family, the home, the workshop, the park, the church, the doctor, the teacher, the school, the farm, the market are all part of the community and its capital stock needed to produce the flow of mother’s milk required to nourish the child in order to grow and learn the skills to flourish in the public realm … to capitalize the process of consuming the flow of all the things produced and traded and used by diverting a portion of that flow to build up the stock of real assets and human skills needed to maintain the community. The quality of the capital stock is important, so the quality of the consumption flows needed to sustain life is primary, if the quality is to be maintained. If consumption is toxic or inadequate or ill-advised or narcotic or narcissistic, capital, which as the name indicates is ‘of the head’, will become delusional, and like fish, rot from the head.

Capital does not exist in antipathy to social justice, as in capitalism versus socialism. Capital is unconsumed stock and flows of products and services, whether they are produced in a so-called capitalist or a so-called socialist economy. How best to entitle, to grant rights of access and utilization to that stock and the flows generated by its utilization is the question at hand.

A cattle turd in the middle of a feed lot is an inconvenient truth, a waste byproduct that must be shoveled to the side, unless it can be used as manure or leads to change in dietary demand. Human ingenuity given can free reign allows that to happen, sometimes on a grand scale. Prohibitive policy from left or right makes it difficult.

A policy is an agreed upon procedure for dealing with a public condition among private parties that requires individual or group decision making. An individual can have a personal policy of dealing ethically with other individuals, so that it requires no need for public discussion in order to decide on a personal course of action, but in general, policies are written down for public review in order to avoid ambiguity and conflict. Alas, it does not always work, even when written, so that things that were initially taken for granted become subject to interpretation in the light of public discourse.

In what is now the industrial world, in less than 200 years, the production of capital and consumption goods and services has changed technologically, from being largely carried out on a small farm in a rural environment by methods and modes of operation that required little in the way of monetary valuation and trade in order to provide a livelihood, to an urban and suburban environment in which the vast majority of goods and services are produced off the residential premises and engage exchanged for monetary valued electronic transactions. Increasingly those transactions are performed online for the purchase of services and goods produced by a process that is increasingly automated.

The human transactional process that existed with immediate familial and familiar production-consumption and barter of goods that were predominantly of the necessities of life in the historical context of the signing of the US constitution, is accelerating into a mature, rational system of just-in-time automated production and delivery mediated by modern electronic currency. Unfortunately, the maturation of the individuals operating the three branches of government in the US, by and large, has not kept up with the technology.

In an agrarian economy, in which most of the human capital is required for agricultural production of the necessities, as was the case in the nascent US, the public capital costs of overseeing commercial activity are relatively minor. The need for most of the capacity for transport and communication infrastructure, for collection of natural resources and disposal of waste by products, along with the protection of private citizens against the ‘externalities’ of the processes of industrial activity, for policing and defensive military postures arising from the burgeoning population and mobility of citizens and guest beyond the community level, and the promotion of the general welfare, not just for those displaced by the vagaries of business outside their purview or those otherwise without access to a means of livelihood, but for everyone as a means of maintaining basically liquidity as a human right, these needs did not exist at the time of the founding of the Republic and could not have been foreseen by the framers, as is still the case with the amateurs that refuse to see these needs even now.

Though there can be privatization of some of these capital needs, (most that are still required would have already been provided if they were equitably viable for-profit), most require an investment in public infrastructure and in human beings, the true source of all capital apart from God.

The income tax would be fine if everyone was on the same policy page, as this app shows, but they are not, and it is corrupted beyond hope of repair. Borrowing is only feasible if it continues to be done at returns approaching zero, so it isn’t really feasible. That leaves the controlled issuance electronic fiat money, which is essentially what we are doing in the midst of the COVID-19 crisis. This app is an aid in understanding the nature and the need for public funding for the maintenance of human capital that cannot be, as it has never been, properly maintained by private business interests and why UBI is not the moral hazard so many public idiots think it is.

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